Your Rights After Being Injured by an Uninsured Motorist

Not every driver on the road carries insurance. Although most states require drivers to have insurance, not all of them can afford it. Some simply choose not to have it. This can become a serious problem if the uninsured individual is involved in an accident. What happens after you’re in an accident with an uninsured motorist? How are your medical expenses paid? Here’s what you need to know.

Can You File a Lawsuit Against an Uninsured Motorist?

Yes, you can still file a lawsuit against an uninsured motorist. You may run into a problem if they don’t have the means to pay for the expenses the accident caused, however. They’ll need to pay for the damages through their income. If they already didn’t pay insurance because of the expense, then it’s unlikely they’ll have the financial ability to pay for your expenses either.

Working with a Delaware County personal injury lawyer can help you figure out a way to get the motorist to pay for your expenses.

Your State May Have Uninsured Motorist Coverage

Certain states are no-fault states. In these states, if an accident occurs, then both parties are responsible for their expenses. They may also require drivers to have uninsured motorist coverage. This coverage usually extends up to $15,000.

Its purpose is to cover your expenses if you do have an accident with a motorist that doesn’t have insurance. Even though you may not be able to get your expenses paid by the motorist, you can still use the coverage from your policy.

Collision Insurance Can Take Care of Expenses

Another kind of insurance that may be able to help you after being in an accident with an uninsured motorist is collision insurance. This insurance is used to help cover repair costs for a car that was damaged in the accident. It may extend to other uses as well.

This type of insurance can help ensure you can get your car back on the road.

Determining With the Motorist Works for a Company

One final thing you should do when in an accident with an uninsured motorist is to determine whether or not they work for a company and are using the company car. The owner of the company may be able to be sued or be willing to settle to cover your expenses.

Receive Legal Help Today

You may feel helpless after being in an accident with an uninsured motorist. Our law firm can help. Call Katz Injury Law today to find out more methods you can use to help you pay for your medical expenses.

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