- July 30, 2021
- Posted by: Robert Katz
- Category: Car Accidents
Although somewhat rare, accidents do occur where a vehicle crashes into a home. If this happened to your home, you are at a loss as to what to do next. However, like other accidents involving injuries and property damage, hiring the right attorney can make all the difference. To ensure your rights are protected and you get the compensation you deserve from insurance companies and possibly the victim, turn to us here at Katz Injury Law.
The Driver is Liable
No matter the cause of the accident, be it a medical event or distracted driving, the driver of the vehicle that struck your home will be liable for damages. Since the driver may try to use every excuse possible to resist paying, we suggest you hire an experienced personal injury attorney immediately following the accident.
When an accident such as this that involves substantial property damage takes place, call the police to your home to investigate the crash. In doing so, they will file a report where they determine the preliminary cause of the accident, interview you and other witnesses, and determine who was at fault, which will undoubtedly be the driver of the vehicle. Once this is done, be sure to take photos of the damage your home sustained, and also get quotes for the property damage and how much it will cost to repair. Afterward, contact an auto accident attorney near Philadelphia. Here at Katz Injury Law, we can discuss the details of your accident with you and advise you of possible legal options.
Insurance Company Payments
While the at-fault driver’s insurance company will be responsible for paying damages, you need to remember their insurer will only be liable for the limit of coverage on the policy. Thus, if damages exceed the policy’s coverage limit, you may have no choice but to sue the driver for the remaining damages. Should the driver not be insured, you can sue the driver or choose to file a claim with your insurance company.
Even if the driver is clearly at fault for crashing into your home, their insurance company may make the process more complicated. Since you should never try to handle these circumstances on your own, always rely on us here at Katz Injury Law. To get started with your case, contact us today.