What Happens If You’re Injured By An Uninsured Driver

If you get into an automobile accident and the person who is responsible doesn’t have auto insurance, you may worry about how it’s all going to turn out. The truth is that there are remedies that you still can seek in the event this happens.

Reach Out for Emergency Support

It’s wise to seek medical attention immediately after the accident if you or someone in one of the vehicles is in pain or discomfort. It’s best practice to go get checked out even if you don’t notice anything all that concerning. It’s also important to contact the police so that you have a police report to send to your insurance provider. You also may need to reach out to an auto accident attorney serving Philadelphia. 

If the police aren’t able to make it there, the next step is to get the other driver’s insurance information and provide them with your own. This is a difficult matter if the other individual doesn’t have insurance. If you have uninsured motorist coverage under your policy, you may be better off. 

Documentation and Photos Are Crucial

Ask the other driver for their contact information so your insurance provider can have a discussion with them. You also might have reliable witnesses on the scene who can give you their contact information and speak on your behalf. It’s also a good idea to take photos of your automobile and the other driver’s vehicle, especially ones that include the other car’s license plate.

Avoid Talking to the Other Party Too Much

Don’t spend too much time talking to the other person involved in the accident. Be sure to avoid saying that you take the blame or getting argumentative with the other driver. This is something that can later be used against you in the insurance claim if you’re not careful.

Go Through Your Insurance Company

An uninsured driver likely feels extremely worried about the situation. However, don’t take any money from them, no matter the temptation to resolve the issue quickly. The responsible party should be held responsible and it may cost a great deal more for medical bills or car repairs than what they give you. The insurance company should handle all of this, and if need be, a personal injury attorney serving Philadelphia, PA can assist you.

Make the Report with Your Insurance Provider

It’s best to do this right after you leave the scene of the accident. Insurers typically offer up to 30 days to file an insurance claim, but you likely don’t want to wait for costly repairs or get compensation for getting this done right away. Plus, it’s going to be complicated when there’s an uninsured driver involved, and it may take more time to sort through the details of the evidence.

When it comes to car accidents that involve serious vehicle damage or bodily injury, you don’t want to take your chances. You’ll want to get help from a legal professional. Contact Katz Injury Law by calling 610-789-3240 as soon as possible after an accident to work through what you’re going to need for your insurance claim. Our team can help you in many ways and put your mind at ease when you’re going through a difficult time.